General Liability Insurance in Louisiana
General Liability Insurance is also known as commercial liability insurance and covers general liability of the business. It is a broad coverage. It is a smart move to have a general liability insurance policy in place. In addition to the general policy, there are enhancements that you can add to a business policy such as:
- Directors and Officers Insurance – Covers neglect of directors and officers for misleading statements that result in a lawsuit.
- Employee Practices Liability Insurance (EPLI) – Covers employers from lawsuits stemming from non-injury related claims such as sexual harassment, discrimination and termination.
- Professional Liability Insurance (Errors and Omissions) – Covers professional negligence and errors that injure their clients in some way.
General Liability Insurance for Contractors
Contractors have many options for insurance needs and it is up to you to decide what is best for your business. We understand you might only need general liability insurance – not a business owners policy or BOP.
We cover tradesman such as:
- Asphalt companies
And many more.
You might be eligible to get general liability insurance, without the extra coverages in a BOP. Talk to a licensed Roane Insurance Agency, Inc. agent today about general liability insurance for your business.
Frequently Asked Questions about General Liability Insurance
Who needs general liability insurance?
Most businesses should carry a general liability insurance policy to protect them from the various types of lawsuits regarding injury as well as to cover attorney’s fees.
Do all businesses need a general liability insurance policy?
If you are in business, you should carry a general liability insurance policy. There are few businesses that would not need it, but in general, it is a good idea.
How much does general liability insurance cost?
The cost of general liability insurance varies on the type of business you are in, how many employees you have and other business specifics. To get an accurate idea of what the cost of general liability insurance is, contact an agent in our office for a quote.